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The "Friday Afternoon" Payment Myth: When is the Best Time to Send Invoices?

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Sarah Johnson May 23, 2025 · 7 min read
The "Friday Afternoon" Payment Myth: When is the Best Time to Send Invoices?

You send an invoice on Friday afternoon. Your client receives it, marks it "read later," and forgets about it. By Monday, it's buried under a weekend's worth of emails. Payment is delayed.

This is the Friday afternoon problem. You think you're being helpful by sending invoices at the end of the week, but you're actually making it harder for clients to pay.

Timing matters. Send invoices at the wrong time, and they get ignored. Send them at the right time, and payment arrives faster.

Here's when to send invoices and reminders for maximum visibility and faster payment.

The Friday Afternoon Myth: Why It Doesn't Work

The Problem:

Friday afternoon is typically not ideal for sending invoices:

  • Weekend Buried: Emails sent Friday get buried over the weekend
  • Monday Overload: Clients return to overflowing inboxes Monday morning
  • Low Priority: Friday emails feel less urgent
  • Forgotten: By Monday, clients have forgotten about Friday's email

The Reality:

Clients are:

  • Wrapping up the week Friday afternoon
  • Not focused on processing invoices
  • Planning for the weekend
  • Less likely to take action

The Result:

Invoices sent Friday afternoon:

  • Get marked "read later"
  • Get buried in inbox
  • Get forgotten over the weekend
  • Delay payment

The Best Days to Send Invoices

Tuesday Morning: Often Effective

Tuesday morning tends to work well for sending invoices:

  • Fresh Start: Clients are typically back in work mode after Monday
  • Less Overload: Inbox usually isn't as full as Monday morning
  • Good Visibility: Emails sent Tuesday morning often get read
  • Action-Oriented: Clients are often focused and ready to take action

Why Tuesday Often Works:

  • Monday: Clients are often catching up from the weekend
  • Tuesday: Clients are typically in work mode, focused, ready to act
  • Wednesday: Also effective, similar to Tuesday
  • Thursday: Good, though week may be winding down
  • Friday: Often less effective—weekend is coming

The Data:

Email marketing research suggests Tuesday mornings tend to perform well for business communications, though results vary by industry and audience. The key is finding what works for your specific clients.

The Recommendation:

Consider sending invoices on Tuesday morning, 9-11 AM local time for your client. Test different days and times to see what gets the best response from your customers.

The Best Times to Send Invoices

Morning Hours: 9-11 AM

Morning tends to work well for sending invoices:

  • Peak Attention: Many clients are most alert in the morning
  • Higher Engagement: Morning emails often get read and acted on
  • Before Meetings: Clients typically check email before daily meetings
  • Action-Oriented: Morning mindset tends to be more action-oriented

Why Morning Often Works:

  • 9-11 AM: Generally good attention and engagement
  • 11 AM-1 PM: Still effective, though attention may start to wane
  • 1-3 PM: Post-lunch period, engagement may be lower
  • 3-5 PM: End of day, may be lower priority
  • After 5 PM: Typically less effective—clients are done for the day

The Exception:

If your clients are in different time zones, send invoices at 9-11 AM in their local time, not yours. Use automation to schedule sends based on client time zones.

The Best Days to Send Reminders

Reminder Timing Depends on Due Date:

3 Days Before Due Date:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Gives clients time to process before weekend

Due Date:

  • Best Day: Tuesday, Wednesday, or Thursday
  • Best Time: 9-11 AM
  • Why: High visibility, action-oriented timing

3 Days Overdue:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Maximum visibility, urgency without being pushy

7 Days Overdue:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Firm reminder, high visibility

The Pattern:

Avoid sending reminders on:

  • Friday: Gets buried over weekend
  • Monday: Inbox overload
  • After 3 PM: Lower engagement
  • Weekends: Don't send business emails on weekends

The Multi-Channel Advantage: Reaching Clients When They're Available

Different clients are available at different times. Multi-channel communication lets you reach them when they're most likely to respond.

Email:

  • Best Time: Tuesday-Thursday, 9-11 AM
  • Why: High visibility, professional, documented

SMS:

  • Best Time: Tuesday-Thursday, 10 AM-2 PM
  • Why: Immediate, personal, hard to ignore
  • Avoid: Early morning (before 8 AM) or late evening (after 8 PM)

Phone Calls:

  • Best Time: Tuesday-Thursday, 10 AM-3 PM
  • Why: Personal, direct, effective for escalations
  • Avoid: Monday morning, Friday afternoon, lunch hours (12-1 PM)

Customer Portal:

  • Best Time: Anytime (self-service)
  • Why: Clients access when convenient for them
  • Advantage: No timing constraints

The Strategy:

Use multiple channels at optimal times:

  • Email: Tuesday-Thursday, 9-11 AM
  • SMS: Tuesday-Thursday, 10 AM-2 PM (if email gets no response)
  • Phone: Tuesday-Thursday, 10 AM-3 PM (for escalations)
  • Portal: Anytime (self-service option)

The Automation Advantage: Timing Without Manual Work

Manually timing invoice sends and reminders is time-consuming and error-prone. Automation handles timing automatically.

Automated Invoice Sending:

Set up rules:

  • Send invoices on Tuesday morning, 9-11 AM
  • Adjust for client time zones automatically
  • Skip weekends and holidays
  • Ensure consistent timing

Automated Reminders:

Set up workflows:

  • Send reminders on optimal days (Tuesday-Thursday)
  • Send at optimal times (9-11 AM)
  • Adjust for client time zones
  • Skip weekends and holidays

The Benefits:

  • Consistent Timing: Every invoice and reminder sent at optimal time
  • No Manual Work: Automation handles timing automatically
  • Time Zone Aware: Adjusts for client locations
  • Weekend/Holiday Aware: Skips non-business days
  • Scalable: Handles thousands of invoices without manual work

Common Timing Mistakes and How to Avoid Them

Mistake 1: Sending on Friday Afternoon

Problem: Invoices get buried over weekend Solution: Send Tuesday-Thursday, 9-11 AM

Mistake 2: Sending Early Monday Morning

Problem: Inbox overload, low priority Solution: Send Tuesday morning instead

Mistake 3: Sending After 3 PM

Problem: Lower engagement, end of day mindset Solution: Send 9-11 AM for maximum visibility

Mistake 4: Ignoring Time Zones

Problem: Sending at wrong time for client Solution: Use automation to adjust for client time zones

Mistake 5: Sending on Weekends

Problem: Unprofessional, gets ignored Solution: Use automation to skip weekends and holidays

The Data-Backed Approach: Testing What Works

While general guidelines help, your clients might respond differently. Test what works for your business.

A/B Testing:

Test different days and times:

  • Test 1: Tuesday 9 AM vs. Thursday 9 AM
  • Test 2: Tuesday 9 AM vs. Tuesday 2 PM
  • Test 3: Email vs. SMS for reminders
  • Test 4: Morning vs. afternoon for escalations

Track Results:

Measure:

  • Open Rates: Which emails get opened?
  • Response Rates: Which reminders get responses?
  • Payment Speed: Which timing leads to faster payment?
  • Client Preferences: What do clients prefer?

Optimize:

Based on results:

  • Adjust send times
  • Adjust send days
  • Adjust channels
  • Customize for client segments

Industry-Specific Considerations

Different industries have different timing preferences:

Professional Services:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Clients are in work mode, focused

Manufacturing:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Before production meetings, high visibility

Retail/E-commerce:

  • Best Day: Tuesday or Wednesday
  • Best Time: 9-11 AM
  • Why: Before daily operations, high engagement

International Clients:

  • Best Day: Tuesday or Wednesday (in their time zone)
  • Best Time: 9-11 AM (in their time zone)
  • Why: Respect local business hours, maximize visibility

The Bottom Line

Timing matters. Send invoices and reminders at the wrong time, and they may get ignored. Send them at better times, and payment often arrives faster.

Best Practices:

  • Send Invoices: Consider Tuesday-Thursday, 9-11 AM
  • Send Reminders: Consider Tuesday-Thursday, 9-11 AM
  • Avoid: Friday afternoon, Monday morning, after 3 PM, weekends
  • Use Automation: Consistent timing without manual work
  • Adjust for Time Zones: Send at optimal time for each client
  • Test and Optimize: Find what works for your specific clients

The Friday Afternoon Problem:

Friday afternoon is typically not ideal for sending invoices. They can get buried over the weekend, forgotten by Monday, and payment may be delayed.

The Tuesday Morning Approach:

Tuesday morning, 9-11 AM, often works well for sending invoices and reminders. Clients are typically focused, engaged, and ready to take action—though you should test what works best for your audience.

Use automation to ensure consistent timing. Set up rules for optimal days and times. Adjust for client time zones. Skip weekends and holidays.

The result: faster payments, better visibility, improved cash flow.


Ready to optimize your invoice timing? CollectLean automates invoice sends and reminders at optimal times—Tuesday-Thursday, 9-11 AM—adjusting for client time zones and skipping weekends. Set it up once, and timing is handled automatically. Start a free 14-day trial and see how optimal timing can improve your payment speed.

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Sarah Johnson

CollectLean Contributor

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